Locking in a mortgage rate Once you’ve found the home you want to buy, your Mortgage Banker will lock in your mortgage rate Mortgage interest rates are always changing. Each day, they can fluctuate—sometimes by the slightest amount. But when a lender locks in your mortgage rate, your rate won’t change while your mortgage application…Read More »
Blog
Locking in a mortgage rate
April 22nd, 2014What’s your mortgage IQ?
March 26th, 2014Test your mortgage knowledge with this Q&A quiz How much do you know about mortgages? With this quiz, you’ll get answers to common mortgage questions that come up when you shop for a new home. Read on to understand the key terminology and important things you should consider when selecting a mortgage that’s…Read More »
Average Property Price Per Region
March 4th, 2014Issue 2 / March 2014 Housing Trends Average home prices on non-distressed properties increased in most areas but were flat in the Farm Belt and Oil-Producing states. Investors increased their share of short sale home purchases in January. Traffic from current homeowners and first-time homebuyers increased in January. Average…Read More »
Stay organized during the homebuying process
February 26th, 2014Buying a home is one of the biggest financial decisions you’ll ever make. It may seem overwhelming, but it doesn’t have to be. You can use many mortgage resources to guide you through the homebuying process and help you plan for the move into your new home. Here are some tips to stay organized: Keep…Read More »
Minorities less likely to apply for mortgage, more likely to get turned down
February 20th, 2014Persistent disparities in homeownership rates between whites and minorities may be at least partly explained by the fact that minorities are less likely to apply for mortgages than whites and more likely to be denied, a study by Zillow and the National Urban League suggests. The study also found many blacks and Hispanics who have…Read More »
Top 5 tips for homebuyers
February 5th, 2014From questions to confidence—feel at home while buying one Buying a new home is a major decision, but it doesn’t have to be intimidating. Here are some tips, so you aren’t surprised along the way. Take the advice Your real estate agent is your partner and a valuable asset. He or she…Read More »
Aquino Homes – Working for You
January 30th, 2014The world of residential real estate brokers is a landscape of extreme differences. The general public is aware of some differences but is unaware of the huge differences that actually exist. At first glance the differences are about size; big, small and in between. Those differences are obvious but the real difference has to do…Read More »
Mortgage borrowers who don’t use online tools to comparison shop may be losing out
January 27th, 2014Consumers who don’t use online technology to shop for mortgage rates or look for a lender or real estate agent may be selling themselves short, with lower-income borrowers particularly at risk, according to Fannie Mae economists. Findings from a recent study suggest that online tools that improve borrowers’ understanding of mortgage terms and costs and allow…Read More »
FHA: The incredible, shrinking mortgage resource
January 24th, 2014Is FHA sending its most profitable, lowest-risk customers — homebuyers who have very good to excellent credit — to Fannie and Freddie for their mortgages, thereby losing significant market share? Yes. Are FHA’s multiple and costly hikes to its insurance premiums — and worst of all, its revocation of borrowers’ rights to cancel premium payments…Read More »
Minorities less likely to apply for mortgage, more likely to get turned down
January 16th, 2014Persistent disparities in homeownership rates between whites and minorities may be at least partly explained by the fact that minorities are less likely to apply for mortgages than whites and more likely to be denied, a study by Zillow and the National Urban League suggests. The study also found many blacks and Hispanics who have…Read More »
Recent Comments