The world of residential real estate brokers is a landscape of extreme differences. The general public is aware of some differences but is unaware of the huge differences that actually exist. At first glance the differences are about size; big, small and in between. Those differences are obvious but the real difference has to do…Read More »
Archive for January, 2014
Aquino Homes – Working for You
Thursday, January 30th, 2014
Mortgage borrowers who don’t use online tools to comparison shop may be losing out
Monday, January 27th, 2014
Consumers who don’t use online technology to shop for mortgage rates or look for a lender or real estate agent may be selling themselves short, with lower-income borrowers particularly at risk, according to Fannie Mae economists. Findings from a recent study suggest that online tools that improve borrowers’ understanding of mortgage terms and costs and allow…Read More »
Consumers who don’t use online technology to shop for mortgage rates or look for a lender or real estate agent may be selling themselves short, with lower-income borrowers particularly at risk, according to Fannie Mae economists. Findings from a recent study suggest that online tools that improve borrowers’ understanding of mortgage terms and costs and allow…Read More »
FHA: The incredible, shrinking mortgage resource
Friday, January 24th, 2014
Is FHA sending its most profitable, lowest-risk customers — homebuyers who have very good to excellent credit — to Fannie and Freddie for their mortgages, thereby losing significant market share? Yes. Are FHA’s multiple and costly hikes to its insurance premiums — and worst of all, its revocation of borrowers’ rights to cancel premium payments…Read More »
Is FHA sending its most profitable, lowest-risk customers — homebuyers who have very good to excellent credit — to Fannie and Freddie for their mortgages, thereby losing significant market share? Yes. Are FHA’s multiple and costly hikes to its insurance premiums — and worst of all, its revocation of borrowers’ rights to cancel premium payments…Read More »
Minorities less likely to apply for mortgage, more likely to get turned down
Thursday, January 16th, 2014
Persistent disparities in homeownership rates between whites and minorities may be at least partly explained by the fact that minorities are less likely to apply for mortgages than whites and more likely to be denied, a study by Zillow and the National Urban League suggests. The study also found many blacks and Hispanics who have…Read More »
Persistent disparities in homeownership rates between whites and minorities may be at least partly explained by the fact that minorities are less likely to apply for mortgages than whites and more likely to be denied, a study by Zillow and the National Urban League suggests. The study also found many blacks and Hispanics who have…Read More »
More consumers planning to buy as mortgage concerns ease
Tuesday, January 14th, 2014
The share of consumers who plan to buy a home rose to 6.9 percent in December, up from 5 percent in November, according to a monthly economic outlook released today by Fannie Mae’s Economic & Strategic Research Group. Despite concerns about mortgage availability, Fannie Mae economists reported that consumer attitudes about the ease of getting a mortgage are at the…Read More »
The share of consumers who plan to buy a home rose to 6.9 percent in December, up from 5 percent in November, according to a monthly economic outlook released today by Fannie Mae’s Economic & Strategic Research Group. Despite concerns about mortgage availability, Fannie Mae economists reported that consumer attitudes about the ease of getting a mortgage are at the…Read More »
Time on Market
Wednesday, January 8th, 2014
> Housing Trends > Time on Market > Proportion of Distressed Property Transactions > Homebuyer Participation Issue 01 / January 2014 Housing Trends Time on market for non-distressed properties remains low. There was a slight uptick in the distressed property share of sales in November. Investor participation increased for the…Read More »
> Housing Trends > Time on Market > Proportion of Distressed Property Transactions > Homebuyer Participation Issue 01 / January 2014 Housing Trends Time on market for non-distressed properties remains low. There was a slight uptick in the distressed property share of sales in November. Investor participation increased for the…Read More »
The housing market is stronger and more sustainable than it was a year ago
Tuesday, January 7th, 2014
The housing market is stronger and more sustainable than it was a year ago. It is worthwhile to review estimations for the 2014 calendar year: According to Lawrence Yun, chief economist at the National Association of Realtors, interest rates will climb to 5.4% by the end of 2014. However, Yun said that any buyer hesitation…Read More »
The housing market is stronger and more sustainable than it was a year ago. It is worthwhile to review estimations for the 2014 calendar year: According to Lawrence Yun, chief economist at the National Association of Realtors, interest rates will climb to 5.4% by the end of 2014. However, Yun said that any buyer hesitation…Read More »
As home prices and interest rates rise, more home sales are cash deals
Wednesday, January 1st, 2014
The proportion of all-cash home sales has doubled since May, making up 42 percent of all deals done in November, RealtyTrac reports — the largest proportion of cash sales since the data aggregator began tracking the stat nearly three years ago. RealtyTrac had previously reported that cash deals made up 45 percent of sales registered…Read More »
The proportion of all-cash home sales has doubled since May, making up 42 percent of all deals done in November, RealtyTrac reports — the largest proportion of cash sales since the data aggregator began tracking the stat nearly three years ago. RealtyTrac had previously reported that cash deals made up 45 percent of sales registered…Read More »
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